Work out a dividend yield from a share price and the dividend per share, project the payouts if the dividend grows at a rate you assume, and see how reinvesting those dividends builds up your shares. If you enter what you paid, the calculator also shows the yield on cost. Every figure is an assumption — it names no shares, holds no prices or payout history, and gives no recommendation. Dividends are not guaranteed. Everything runs in your browser; nothing is stored or sent.
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| Year | Dividend per share | Shares (start of year) | Yearly dividend | New shares |
|---|
The first cards give the current dividend yield, the yearly income at today's holding, and the yield on cost if you entered what you paid. In a projection you also get the total payouts over the term, the shares held at the end, the final year's payout and the yield on cost by then. Yield on cost climbs as the dividend grows, but it is only a figure on your own assumptions, not a claim about today's return. The table traces the dividend per share, holding and payout year by year.
The dividend yield is the dividend per share divided by the share price, as a percentage. The yearly income is the dividend per share times the number of shares. Yield on cost relates the (possibly grown) dividend per share to the price you paid rather than today's price.
In the projection modes the dividend per share grows geometrically at the assumed rate: dividend in year n = starting dividend · (1 + growth)^(n−1). In 'growth' mode the share count stays fixed. In 'reinvestment' mode each year's payout is converted at the year end into new shares at the assumed price and added to the holding, so the next year runs on a larger holding. Because the purchase is modelled at year end, the first year is identical in both projection modes.
The growth and price figures are freely chosen example assumptions, not a forecast. Tax is not included. Internally the calculation is unrounded and only rounded for display.
Dividend yield=Dividend per share / Price · 100Yield on cost=Dividend per share / Cost basis · 100Dividend in year n=Starting dividend · (1 + Growth)^(n − 1)New shares (reinvestment)=Year's payout / Price| Mode | Dividend yield (current) |
|---|---|
| Price per share | €80.00 |
| Dividend per share (yearly) | €3.20 |
| Number of shares | 150 |
| Cost basis per share | €50.00 |
| Dividend yield | 4% |
|---|---|
| Annual dividend income | €480.00 |
| Yield on cost | 6.4% |
A €3.20 dividend on an €80.00 share price is a 4% yield. Across 150 shares that is €480.00 a year. Measured against a €50.00 cost basis, the yield on cost is 6.4%. All figures are example assumptions.
| Mode | Growth with reinvestment |
|---|---|
| Price per share | €80.00 |
| Dividend per share (start) | €3.20 |
| Number of shares | 150 |
| Assumed growth | 6% p.a. |
| Duration | 25 years |
| Cost basis per share | €50.00 |
| Total dividends | €84,999.63 |
|---|---|
| Shares at the end | 1,212.5 |
| Last-year dividend | €13,520.12 |
| Yield on cost (end) | 25.91% |
With 6% dividend growth and every payout reinvested at the assumed €80.00 price, 150 shares build up to about 1,212.5. Over 25 years the dividends add up to €84,999.63, and the final year alone pays €13,520.12. The yield on the original €50.00 cost reaches 25.91%. All figures are example assumptions.
No. The calculator names no shares and holds no prices or payout histories — you enter every figure. It is explicitly not stock selection and not a buy recommendation.
Yield on cost compares the dividend per share to the price you originally paid, rather than to today's price. As a dividend grows over the years, the yield on your original cost rises — but it is only a figure based on your assumptions, not a statement about the current yield.
In reinvestment mode each year's payout is converted at the assumed price into new shares, which are added to the holding. A larger holding then earns larger future payouts. The effect depends entirely on your growth and price assumptions — a real dividend reinvestment plan (DRIP) buys at whatever price applies at the time.
No. Dividends are not guaranteed — a company can reduce or suspend them. The projection is a model on your assumptions, not a forecast, and tax is not included.
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Last reviewed: 28/07/2026 · All calculations run in your browser – inputs are not stored. ·How we check our calculators